Two studies recently published in Health Affairs point out some major issues facing individuals and families seeking health care.
The first study done by the Commonwealth Fund found that “underinsured” individuals have risen by 80%, meaning that these individuals have to pay out-of-pocket expenses that are 10% or more of their total income. These same people also tend to struggle paying their bills and oftentimes forgo needed healthcare.
The second study highlights why so many individuals spend a large amount of their income on health care and are still considered “underinsured.” Namely, the median income for a family of four with ESI has risen by around 30%, yet spending on health care increased almost proportionately within the same period.
Links can be found here.